The worth of a United States twenty-five cent piece minted in 1939 and composed of 90% silver is primarily decided by two elements: its silver content material and its situation. The intrinsic worth arises from the inherent treasured steel, which fluctuates with market costs. A closely circulated, worn specimen will primarily be evaluated based mostly on this silver worth.
Understanding the financial significance of those cash requires acknowledging the historic context of their creation. In 1939, silver coinage was an ordinary observe. The presence of silver provides these cash a tangible value past their face worth, making them enticing to collectors and traders alike. This underlying worth additionally offers a hedge towards inflation, preserving wealth over time.